Why Families Are Moving to Middleburg, Oakleaf & North Jax for New Builds
There’s a quiet revolution happening in Northeast Florida. Families from all walks of life are packing up and heading to the vibrant communities of Middleburg, Oakleaf, and North Jacksonville. But what’s behind this growing trend? The answer is simple: new builds and the promise of a fresh start. Ro
Tips to Strengthen Your Approval; Short and Simple
Lower DTI (Debt-to-Income Ratio): Even with a lower credit score, a low DTI helps. Larger Down Payment: Can offset a lower score. Steady Income & Job History: Stability matters. Pre-Approval First: Work with a lender who can help you understand your optios and guide credit improvement if needed.
What Credit Score Do You Need to Buy a Home in 2025 in Jacksonville Florida?
To buy a home in Jacksonville, Florida, the minimum credit score you need depends on the loan type you're applying for: 1. For FHA, you can go as low as 500 with 10% down or 580 with 3.5% down. Now with a 500 it is much harder to find lenders, but it can be done. 2. For a Conventional Loan minimum s